Long Term Care Insurance

Your future deserves more than hope; it deserves a plan.

Long-term care is something many people don’t think about until they need it. But waiting too long can leave your family unprepared, emotionally and financially.

At Elite Assurance Advisors, we help individuals and families prepare for the future. Our long-term care insurance helps your family. It protects what you've worked hard for. Whether you need care at home, in assisted living, or at the nursing home, the right policy helps you get the care you need. This way, you won't drain your savings.

Understanding Long-Term Care Insurance

Long-term care insurance covers services that regular health insurance and Medicare often do not cover. These services assist individuals with their daily tasks. This includes bathing, dressing, and moving around.

Policies can help pay for:

Home health care

Assisted living

Adult day care

Nursing home care

Memory care for Alzheimer’s or dementia

Why It Matters?

Most people don’t expect to need long-term care, but the reality is different. Nearly 70% of adults over 65 will need some form of long-term care. Without insurance, costs can rise fast, sometimes reaching thousands each month. This can stress your finances and your family.

You may want to consider long-term care coverage if:

You’re between 40 and 70 years old

You want to protect your retirement
income or estate

You prefer to receive care in your
home or choose your care facility

You’ve helped care for a parent or spouse and
want to avoid putting others in that position

Coverage Options We Offer

We work with reputable insurance providers to offer different long-term care plans. We customize every policy to your individual needs and financial goals

Conventional Long-Term Care Insurance:

Coverage options for different types of care are flexible. You can control benefit amounts and the period of coverage.

Hybrid Life + Long-Term Care Insurance:

It combines life insurance with long-term care benefits. If one does not need care, the policy provides a death benefit.

Inflation Protection:

These add-ons help your policy match rising care costs over time.

Our Process Is Simple

Choosing a long-term care plan can feel overwhelming. That’s where we come in.

As independent advisors, we’re not tied to any one insurance company. We focus on finding the right coverage for you, no pressure, and just honest guidance.

When you work with us, you get:

Personal attention from licensed
professionals

Access to leading insurance carriers

It is easy to compare plans side by side

Get flexible appointments by phone,
video, or in person

Get Started Today

If you’re thinking about long-term care planning, let’s talk. We’ll review your options and provide a personalized quote that fits your goals and budget.

Elite Assurance Advisors

Phone: (615) 971-3519

Email: cornelljonesadvisor@gmail.com

2441-Q Old Fort Pkwy #339 Murfreesboro, TN 37128-4162

If you’re thinking Virtual consultations are available. In-person appointments are by request.

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